In the last week or so alone over 8,000 new accounts have been opened and over a million dollars has been moved into Citizen’s Trust Bank (CTB). I too am interested in moving, but as a former auditor I had a few questions I needed answered first.
It's is said the borrow is slave to the lender well believe me when the shackles are broken and you experience freedom you learn what that truly means.
... happiness is most certainly attainable and it’s not solely through the accumulation of things.
Growing up, it’s likely that we’ve heard the push of the American Dream. Whether subtle or blatant, families, media and society have pushed on us to follow the model: graduate from high school, go to college, get a bachelors, masters etc and then get a great job!
It seems that American financial life has it’s line of sight focused on the best investments to make. Everyone is consumed and constantly talking about the latest and fastest growing investment opportunities to take advantage of right now or be doomed to sit in regret with a stagnant account.
We live in a society where the type of car you drive has become the badge of your success in life.
Since the 1970’s, based on statistics, the wealth gap has been constantly increasing.
Over a career the average American household makes about $3 -$14 million dollars. So the little known fact that only 2% of Americans have enough money saved for retirement sounds ridiculous, right?
First and foremost many so called “advanced nations” base the success of their economy by its Gross Domestic Product (GDP) which pretty much translates to how much is consumed i.e. how much consumers are spending.
In October/November of 2014 I finally decided I wanted to stop the insanity. I have gone through several iterations of trying to rid myself of debt. In late 2014, I was again looking at about $6,000 in credit card debt and $11,000 in student loans.
The desire for success is more than an American Dream, it’s a global birthright. It’s very plausible to infer that everyone wants to be successful; which can have varying definitions across the world. I have yet to meet a person complacent and happy with failing for the duration of their life.
It’s that time of year again, when millions of Americans anxiously file their taxes, expecting to get a refund. Interestingly enough, receiving a tax refund is not necessarily a good thing.